Payment Method

Payment Methods Policy

Effective Date: 15/05/2024
Store Name: Seodio
Website: seodio.com
Email: support@seodio.com
Address: 4390 Sunflower Cir, Cumming, GA 30040, United States

Overview

At Seodio, we are committed to providing a secure, smooth, and transparent checkout experience for customers purchasing bridal gowns and related wedding apparel. This Payment Methods Policy explains the accepted payment options, how payments are processed, and the measures we take to protect your financial information.

By completing a purchase on seodio.com, you agree to this policy along with our Terms & Conditions, Privacy Policy, and other store guidelines.

1. Accepted Payment Methods

To ensure flexibility and security, Seodio supports multiple trusted payment options available at checkout.

1.1 Credit & Debit Cards

We accept major card providers, including:

• Visa
• MasterCard
• American Express
• Discover
• Other supported cards displayed at checkout

All card payments are processed through encrypted, PCI-compliant payment gateways.

1.2 Digital Wallets & Express Checkout

Depending on your device, browser, and location, you may also have access to:

• PayPal
• Apple Pay
• Google Pay
• Shop Pay

Available options will be shown during checkout.

1.3 Store Credit or Gift Options

If store credit or promotional balances are available, they may be applied during checkout according to the applicable terms.

2. Payment Processing

2.1 Authorization

When an order is placed, your selected payment method is authorized to confirm:

• Sufficient funds or credit availability
• Accurate billing details
• No immediate fraud indicators

2.2 Payment Capture

Payment is captured once your order moves into processing or fulfillment.

2.3 Security Measures

To protect all transactions, Seodio uses:

• SSL-encrypted checkout pages
• Secure third-party payment processors
• Automated fraud detection tools
• PCI-compliant systems

Seodio does not store full credit card numbers or sensitive payment details.

3. Billing Information Requirements

To complete a purchase, customers must provide:

• A valid billing name
• An accurate billing address
• A payment method authorized for online transactions

Orders may be delayed or declined if billing information cannot be verified.

4. Failed or Declined Payments

A payment may be declined for reasons such as:

• Insufficient funds
• Incorrect card or billing details
• Bank restrictions on online transactions
• Failed fraud or security checks
• Payment gateway verification issues

If this occurs, we recommend reviewing your information, trying another payment method, or contacting your bank.

5. Currency

All transactions on seodio.com are processed in U.S. Dollars (USD).
Your bank or card provider may apply currency conversion fees if applicable.

6. Taxes and Additional Charges

Applicable taxes, shipping costs, discounts, and promotions are calculated automatically at checkout.
No hidden fees are added beyond what is displayed before payment confirmation.

7. Saved Payment Information

Customers with an account may manage saved payment preferences through their account dashboard.
All saved payment data is securely handled by our payment partners.

8. Chargebacks and Payment Disputes

If a chargeback or dispute is initiated, Seodio may provide transaction records and order details to the payment processor. For quicker resolution, we encourage customers to contact us directly before filing a dispute.

9. Fraud Prevention

To protect both customers and our business, Seodio reserves the right to:

• Place orders on hold for verification
• Request additional confirmation
• Cancel transactions flagged as high-risk or fraudulent

Orders suspected of fraud may be declined at our discretion.

10. Policy Updates

This Payment Methods Policy may be updated periodically. Any changes will take effect immediately upon posting on seodio.com. Continued use of the Website indicates acceptance of the updated policy.

Contact Information

If you have questions regarding payments or checkout issues, please contact us:

Website: seodio.com
Email: support@seodio.com
Address: 4390 Sunflower Cir, Cumming, GA 30040, United States